Buying a new car is a big expense, so you want to be sure you’re getting the most bang for your buck. There are plenty of benefits from buying a car from a dealership rather than buying from an individual sell. Find out everything there is to know about the benefits of buying a car …
When managing a family, one cannot go overboard with anything. You have bills, rent, and other expenses to manage on a limited budget. If you’re not spending correctly, you end up saving nothing. In budgeting, a significant portion of our income is spent on food. So, one starts to think about how to cut down …
Savings Showdown: Supermarket Hacks vs. Meal Planning Masters Read More »
Navigating the world of loans and credit can be challenging, especially when you have a less-than-perfect credit score. In Canada, having a bad credit score may seem like an insurmountable obstacle when securing a loan. However, there are still options available for those facing financial difficulties. This article will explore the importance of credit scores, …
Mastering Financial Stability: Tips for Overcoming Bad Credit and Securing Loans Read More »
Buying a house is arguably the most significant purchase of one’s lifetime. This milestone marks an exciting step towards building wealth by owning a tangible asset. However, securing a mortgage to fund such a massive investment can feel manageable. While a hefty down payment may seem like the most significant obstacle between you and homeownership, …
How to Prepare Your Credit Score for Buying a Home in 2024 In Canada Read More »
Have you been postponing to own a house? Your concerns about the price of a home in Canada are valid. In 2021, house prices started skyrocketing amid the pandemic, instilling panic among potential homeowners. Statistics reveal that Canadians witnessed a 26.6% rise in the House Price Index during that time – the highest ever recorded. …
Navigating the treacherous waters of post-holiday finances can often feel like trying to cure a New Year’s Day hangover with a credit card statement – painful yet somewhat predictable. The stark reality hits: credit card balances are flirting dangerously close with their limits, much like some of our dance moves during the festive season. You’re …
In the old days, banks were the easiest, suitable, and most effective means of getting a loan. You just had to get some discussion done with your banker, a bunch of legal documents to be processed, and there you are, your loan is in your hand! Sadly, those days are gone. Now its not at …
How would it be like to live in the current economy without a credit card? Think about all the convenience you would miss. Maybe each one of us would have to go to the bank to withdraw or borrow some money even for minor purchases. However, the comfort that credit cardholders enjoy brings with it …
10 Intuitive Ways to Reduce Your Credit Card Debt Read More »
Planning a honeymoon is exciting for newlyweds, but the costs can quickly increase. Honeymoons have become increasingly expensive from flights and hotels to dining and activities. However, there are ways to craft the perfect romantic getaway without breaking the bank. Opting for Canadian destinations allows couples to avoid pricey international flights and take advantage of …
Crafting the Perfect Honeymoon Budget: Canadian Destinations That Won’t Break the Bank Read More »
Dealing with debt can be stressful and confusing, mainly when it gets sold to a collection agency. In this article, we’ll provide an overview of the debt collection process, your rights as a debtor, and tips for handling collection agencies. What Happens When Your Debt Is Sold to a Collection Agency? You’re not alone if …
Debt Takeover: What Happens When Debt Is Sold to a Collection Agency? Read More »
