BHM Financial Group - Questions & Answers

No, we are independent, licenced private and direct lenders.

Yes, we require your bank account to process your monthly payments.

Yes, you are eligible for an asset based loan, like a car loan or mortgage.

You will get your funds wired directly into your bank account. It may take as little as 2 minutes, with a maximum of 48 hours.

If you miss a payment, contact our accounting department and they will help you arrange payment.

Yes, at BHM Financial Group, we keep your information safe and confidential. We have new technology systems in place to protect the security and privacy of your personal information.

Yes, you can track your profile online. Just ask your loan officers for easy and secure access.

No, we provide loans based on assets not on credit.

No, We do no charge for loan application.

Yes, early payout will help you save on the interest. Just contact our office and we will assist you!

Your money is your money. You may use your loan for renovations, debt consolidation, a vacation, or just about anything you choose to spend it on. What your loan is for has no bearing on whether or not your loan will be accepted.
Yes, even with extremely bad credit, you can qualify for a loan if you own a vehicle that is less than eight years old. Our loans are secured by the value of the borrower’s vehicle, so credit rating is virtually irrelevant.

Yes, you can qualify even with a bankruptcy on your record. Our loans are approved based on the value of your vehicle, not on your credit rating. If you have a car that is less than 8 years old you can be approved no matter what your credit rating is.

In order to qualify, your car must be completely paid for Be insured, including collision and comprehensive coverage Have a clear title (not leased and no outstanding loans on it) Be less than eight years old

Our loans are flexible and made to suit almost any budget. You can choose to pay your loan in monthly installments for a period of 1 to 4 years.

No, your car remains in your name and in your possession for the duration of the loan.

Documents required

Am i eligible for a loan?

You are eligible to receive a title loan from us if you meet the following, simple criteria:
  • Your car is less than 8 years old.
  • Your car is fully paid for.
  • Your car has a clear title (not leased and no outstanding loans on it).
  • Your car is insured, including collision and comprehensive coverage.
  • You have a steady income.

What documents do i need to provide?

When applying for a title loan from us, you’ll be asked to scan and email (or fax) the following documents:
  • Two pieces of photo ID (license and health card)
  • Proof of income
  • Proof of residence (rental agreement, mortgage or tax bill)
  • Photos of exterior and interior of the vehicle
  • Clear photo of the vehicle’s odometer
  • Proof of vehicle insurance
  • Proof of ownership of vehicle
  • Void check
  • Five References

Have more questions? Contact us